![]() Need an appraisal for an FHA-backed mortgage? Call Vinson Appraisal ServicesWe assure you that Vinson Appraisal Services is an FHA-certified appraisal firm in GA. This indicates that we are certified and approved by the FHA to do appraisal reports for house loans insured by them. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Vinson Appraisal Services is well-trained on how to comply with the rules and regulations provided. Be sure to contact Vinson Appraisal Services if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is insured by them. None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to benefit low-to-moderate income buyers help meet credit qualifications if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly helpful to those homebuyers with less accessible funding. |